Quick answer: Selling a Boulder home at the $943,794 Redfin median costs about $2,774 in title, closing, recording and tax certificate fees under filed Boulder County rates. Commission and concessions come on top, and each 1% of the price adds about $9,438.
By Nick Ahrens, Colorado real estate broker license FA.100104470, eXp Realty
Published November 13, 2026.
How much does it cost to sell a house in Boulder in 2026?
Selling a Boulder house at the $943,794 median sale price costs about $2,774 in fixed seller fees, which is about 0.3% of the price. Everything else on the net sheet is negotiated: the commission, any seller concession and any price cut. Nick Ahrens, a North Denver relocation specialist with eXp Realty, builds this net sheet before a Boulder list price is set, because the fixed fees are small and the negotiated lines are not.
Here is the seller side on a $943,794 sale, using rates filed for Boulder County:
- Owner's title insurance policy: $2,541, the Zone 2 basic rate for $940,001 to $945,000 in the WFG Colorado Title Insurance Rate Manual (effective January 15, 2026). Zone 2 covers Boulder, Larimer and Weld counties.
- Half of the closing fee: $180, half of the $360 bundled resale closing fee on the Chicago Title Boulder County rate sheet, if your contract splits it.
- Recording the release of your mortgage: $43, the per-document recording fee at the Boulder County Clerk and Recorder.
- Certificate of taxes due: $10, the fee set in C.R.S. 38-25.5-102 for each tax the treasurer certifies.
- Fixed fee subtotal: $2,541 + $180 + $43 + $10 = $2,774.
Commission is negotiable, so it is not in the subtotal. Each 1% of a $943,794 price is $9,438. Your mortgage payoff also comes out of the proceeds, but it is your balance, not a selling cost.
Sources and as-of dates: Redfin Boulder housing market (three months ending October 2026), the Colorado Association of REALTORS October 2026 Boulder County Local Market Update (current as of November 4, 2026) and October market release (November 12, 2026), the WFG Colorado rate manual (effective January 15, 2026), the Chicago Title Boulder County resale rate sheet (rates as of February 6, 2025), Boulder County Clerk and Treasurer pages, and C.R.S. 38-25.5-102, 38-33.3-316, 38-35.7-111 and 38-35.7-112, all checked November 13, 2026.
What this guide does not cover: commission rates, your capital gains tax, HOA transfer fees for a specific association, deed-restricted or permanently affordable homes, or homes outside the City of Boulder. Title rates differ by company, so get a written quote. This is general information, not tax or legal advice. Talk to a CPA or tax advisor about your situation.
What does it cost to sell a $1 million or $1.5 million Boulder home?
A $1 million Boulder sale carries about $2,873 in fixed seller fees, and a $1.5 million sale about $3,748. Each 1% of commission or concession adds $10,000 at $1 million and $15,000 at $1.5 million.
- $1 million owner's title policy: $2,640 at $995,001 to $1,000,000 in the WFG Zone 2 rates. The Chicago Title Boulder sheet lists $2,657 at $1,000,000, so two filed rates land $17 apart.
- $1.5 million owner's title policy: $3,515. WFG adds $1.75 per $1,000 of coverage from $1,000,001 to $2,500,000 in Zone 2, so $2,640 + (500 x $1.75) = $3,515.
- Half the closing fee, release recording and tax certificate: $180 + $43 + $10 = $233 at either price.
- Fixed fee subtotals: $2,640 + $233 = $2,873 at $1 million, and $3,515 + $233 = $3,748 at $1.5 million.
- State documentary fee: $100 at $1 million and $150 at $1.5 million, covered below.
Boulder County single-family homes sold at a $835,000 median in October 2026, with 97.8% of list price received and 65 days on market until sale, per the Colorado Association of REALTORS Boulder County report. The county had 3.6 months of supply for houses, which is a balanced market, and 5.2 months for townhomes and condos, which favors buyers.
Want your real Boulder net sheet?
Send me your address, purchase date and loan payoff. I'll check whether a title reissue rate applies, pull filed Boulder County rates and your tax proration, and show you what you walk away with at three price points.
Call or text me: 949-230-3625, or get a broker valuation on your home.
Can you cut the title bill if you bought your Boulder home in the last five years?
Yes, by $762 to about $1,270 at the Boulder median when a prior title policy qualifies. The WFG Colorado rate manual offers a reissue rate on a residential owner's policy when a prior policy on the same land is less than five years old. In Zone 2, which includes Boulder County, the charge is:
- Prior policy up to 24 months old: 50% of the basic rate, or about $1,271 instead of $2,541 at the Boulder median.
- Prior policy more than 24 to 60 months old: 70% of the basic rate, or about $1,779, a savings of $762.
- Minimum premium: $700 for a standard owner's policy.
The Chicago Title Boulder sheet lists its own reissue tiers, from 55% to 85% of its basic rate depending on the time since the prior policy. Find the title policy from your purchase or refinance closing and send it to the title company when you list. Ask for the reissue rate in writing.
Who pays which closing costs when you sell in Boulder?
Your purchase contract decides who pays each closing cost, so the $2,774 net sheet above is an assumption, not a rule. It assumes you pay the owner's title policy, half the closing fee, the release of your loan and the tax certificate. Here is what else can show up:
- State documentary fee: $0.01 per $100 of price on deeds over $500, which the Boulder County Clerk collects at recording. That is about $94 on a $943,794 sale. The contract assigns it.
- HOA status letter: if your home is in an HOA, Colorado law gives the association 14 calendar days to furnish a written statement of unpaid assessments, and that statement is binding, per C.R.S. 38-33.3-316. The association or its manager sets the fee, so ask for the quote early.
- Concessions: a credit toward the buyer's closing costs or rate buydown, written into the contract.
- Prorated property taxes: covered below.
There is no separate city transfer tax line on this sheet. The only deed charge the Boulder County Clerk lists for a sale is the state documentary fee above.
How much are Boulder sellers giving back in concessions and price cuts?
About 5% of the price on many deals. Approximately 52% of transactions in Boulder and Broomfield counties include seller concessions averaging 5% of the purchase price, per the Colorado Association of REALTORS October 2026 release. On a $943,794 sale, 5% is about $47,190, or 17 times the fixed fees above.
The same release puts average market time at 64 days in Boulder and 44 in Broomfield. Across CAR's October report, nearly 64% of transactions included seller concessions, about 49% had an asking-price reduction, and about 80% involved one or both. Homes that cut their asking price spent a median of 66 days on market, versus 9 days for homes that did not.
In the city itself, over the three months ending October 2026, per Redfin:
- Median sale price: $943,794, down 2.9% from a year earlier.
- Sale-to-list ratio: 97.9%.
- Homes with price drops: 39.9%, up 4.1 points.
- Median days on market: 57, down from 71.
How are property taxes split when you sell a Boulder home?
You credit the buyer at closing for your share of 2026 property taxes, from January 1 to closing day, because Colorado taxes are paid a year in arrears. For a Boulder County home, the 2025 taxes payable in 2026 were due in halves on March 2 and June 15, 2026, or in full by April 30, 2026, per the Boulder County Treasurer.
So if you close in December 2026, you have already paid the 2025 bill, but the 2026 bill will not arrive until early 2027, after you move. The title company estimates your share and credits it to the buyer. Ask for that credit in dollars before you list. For the bill itself, see Boulder property taxes in 2026.
What must a Boulder seller disclose about radon and metro districts?
A Boulder seller must share what they know about radon testing and mitigation, and a seller inside a metro district organized on or after January 1, 2000 must give the buyer the district's official website.
- Radon: under C.R.S. 38-35.7-112, a buyer has the right to know whether the home was tested for elevated radon, so you disclose any tests, the most recent records and reports, any mitigation and whether a mitigation system is installed.
- Metro district website: under C.R.S. 38-35.7-111, on sales on or after January 1, 2024, a seller in a metro district organized on or after January 1, 2000 must give the buyer the district's official website on the seller's disclosure or another writing.
Your tax statement lists every taxing district on your parcel, so pull it before you fill out the disclosure.
How can you raise your Boulder net before you list?
You raise your net mostly by pricing to avoid a long concession fight, not by trimming $10 and $43 fees.
Choose to ask for the title reissue rate if:
- You bought your home, or refinanced with a lender's title policy, in the last five years.
- You can find that prior title policy before you list.
Choose a concession instead of a price cut if:
- Your home has sat past Boulder's 57-day median on market.
- Buyers in your price range are asking for rate buydowns.
- A 1% credit, about $9,438 at the median, gets the deal done where a bigger cut would be the alternative.
Choose to price at the market on day one if:
- Your home is above $1 million, where each 1% of price is $10,000 or more.
- Nearby sales support your number within a few thousand dollars.
"In Boulder, the fees on a $944,000 sale come to about $2,800. The money is in the price and the credits. A 5% concession is about $47,000, so I would rather price it right in week one than give that back in month three." Nick Ahrens, North Denver relocation specialist with eXp Realty.
Before you list, read how long it takes to sell a house in Boulder. If you are moving out of state, check the Colorado 2% withholding rule for out-of-state sellers, and for the tax side, see capital gains when you sell a Denver-area home. Ready for numbers? Get a broker valuation on your home, search homes for sale for your next move, or call or text me at 949-230-3625.
Related reading for Boulder sellers
Frequently Asked Questions
What percentage of the sale price does it cost to sell a Boulder home?
Before commission and concessions, about 0.3% in fixed fees on a $943,794 sale, or $2,774. Commission and any concession are negotiated, and each 1% at that price is about $9,438.
Does Boulder have a real estate transfer tax?
The Boulder County Clerk lists only the state documentary fee on deeds over $500, at $0.01 per $100 of price. That is about $94 on a $943,794 sale and $100 on $1 million, and your contract says who pays it.
Can I get a discount on title insurance when I sell my Boulder home?
Often, yes, if a prior owner's policy on your home is less than five years old. The WFG Zone 2 reissue rate is 50% of the basic rate up to 24 months and 70% from 24 to 60 months, which saves about $762 at the Boulder median at the 70% tier.
How long does it take to sell a house in Boulder right now?
Boulder homes sold in a median of 57 days over the three months ending October 2026, per Redfin. Boulder County single-family homes showed 65 days on market until sale in October 2026, per the Colorado Association of REALTORS.
About Nick Ahrens
Nick Ahrens is a Colorado real estate broker with eXp Realty, specializing in Anthem, Baseline and the North Denver suburbs, including Boulder. Call or text 949-230-3625, or visit youranthemhome.com.
